If you’re at the stage in your life where you’re ready to buy your first condo or house, start by getting a mortgage pre-approval and reaching out to us. We will guide you through the process and we’ll help you buy a home that you can afford right now!

Too often, we hear of buyers focused on not being able to afford their “forever home” so they don’t buy anything at all OR they’re hoping that the market will crash so that they can finally afford their dream home. Unfortunately, that’s not how it works and those who have this mentality are still waiting for that crash… Does the market fluctuate? Yes, of course it does and there can be opportunities to strike as a result but if you’re waiting for the $1,500,000 house to be a $900,000 house, it’s not going to happen.

The reality is that not many first-time home buyers purchase their “forever home” on the first shot. The key is to get into the market and build equity! Will you love the kitchen? Maybe not, but that’s okay. Once you own real estate, the options available to you are… dare we say it?… endless! Don’t like the kitchen? Renovate it later after saving or by using equity that you’ve gained as a homeowner. Need another bedroom or want to live in a different neighbourhood? Sell in 5 years and buy a new home that’s more in line with the “forever home” you’ve envisioned. How will you do this? Using the equity that you’ve gained through the appreciation of your first home. Neither of us bought our dream homes as our first homes and truth be told, we’re still climbing that ladder but each home leads to the next home. The first step towards home ownership is saying with confidence, to yourself, “Let’s do this!”. Once you’ve made that decision, we’ll help you get it done!

We love working with first-time buyers. It’s such an exciting time and experience and we’re honoured to be a part of it.

Reach out for more info on how we can help. We’d love to be of service to you!

#WeAreTO #ThurstonOlsen